Why is that the "PERFECT PATTIES" of the world say you should put your income tax refund in the bank for your children's college. Where is it written that you have to share everything with them. I already share my entire paycheck every other week with them. I'm sorry they gets no parts of my income tax refund check. Besides I have made sure as a mother that they are a "LITTLE" smart so they can hopefully get a full scholarship to college. I want to spend my savings traveling so my husband and I can go to exotic places that are not kid appropiate.